Her answer: not yet.
I reminded her what happened to two members of the family: her mom and my sister who didn't have insurance on their engagement rings and how that was a big mistake. Grandma's center stone fell out and I think the story goes that it went down the drain and my sister's apartment was robbed and hers was stolen.
So I reminded Aunt Beth: After you get engaged you tell your parents, your friends and then your insurance salesman.
So congratulations Aunt Beth and Tony! I know you read the blog so please remember to call your insurance man today.
xo
7 comments:
I got my ring insured through State Farm. You can get really good deals by having the ring insured by the same company that you use for your car, home, etc.
great tips.
My FH went from the jeweler straight to our insurance agent. Hours later the ring was on my finger.
I heart him.
Thank you again for the great reminder....xoxo....you think I would have taken care of it since I just started working in an insurance office...:) BTW....Grandma Ruthie's diamond was lost when Aunt Bobbie passed out in Penn Station and the diamond rolled down the train tracks.
Very helpful information, regarding insurance. I had a good friend who, when she got engaged, was given the an antique ring that originally belonged to the groom's great-grandmother. Needless-to-say she didn't get insurance and during her job, bartending, one of the diamonds came loose and went down the drain in the bar sink. Ugh. Not the best way to start of your engagement.
This is SO important. We had a situation where we bought the stone separately from where we purchased the ring. When we gave the jeweler the diamond to set it in the ring, the diamond CRACKED from putting too much pressure on it! Since the diamond was not purchased through the jeweler who set the diamond, they said they weren't responsible for it! It's a good thing that we insured the diamond BEFORE we even got the ring or we'd be out thousands! We're still working with the insurance company to resolve everything, but oh man we are so glad that we insured it! Thanks for nagging, Mom!
I recommend taking your engagement ring straight to the insurance agent preferrably the same day it's bought or received. I inform all of our customers to insure the engagement ring if it has a value of $1,200 or more.
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